Failure intelligence, not failure trivia

Real Estate Development

The Chicago Spire

The Chicago Spire was a planned 150-story, roughly 2,000-foot residential tower designed by Santiago Calatrava for a site on the Chicago River, which would have been the tallest building in the Western Hemisphere. Developer Garrett Kelleher broke ground in 2007 and excavated a deep circular foundation hole, but the 2008 financial crisis froze the credit markets the project needed to fund construction above grade. Work never resumed. The hole sat empty and fenced in downtown Chicago for years, a well-known local landmark of failure, until Kelleher lost the site to creditor Related Midwest in 2014.

Failed launch Discontinued Moderate
Company
Shelbourne Development Group
Started
2005
Ended
2014-11
Planned height, which would have made it the tallest building in the Western Hemisphere
2,000 ft / 150 stories
Estimated loss
Estimated: $93,000,000 [7]
Collapse speed
Gradual
Preventability
Medium
Lesson transfer
Industry-wide
Last reviewed
2026-08-21

Narrative

The story

The ambition

In 2005 the Fordham Company proposed a supertall residential tower for a riverside parcel at 400 North Lake Shore Drive in Chicago. After Fordham could not line up financing, Irish developer Garrett Kelleher and his firm Shelbourne Development Group took over the site in 2006, renamed the project the Chicago Spire, and hired the Spanish architect Santiago Calatrava to design it. Calatrava produced a twisting, spiraling 150-story tower of roughly 2,000 feet and about 1,193 condominiums. Chicago's Plan Commission and City Council approved the design, and the finished building would have been the tallest in the Western Hemisphere and one of the tallest in the world.

The rise

Construction began in June 2007. Crews excavated a large circular foundation pit on caissons drilled into bedrock, a hole that would eventually become the site's most visible feature. A sales center opened and the project reported strong early interest, with hundreds of units reportedly under contract, including a widely reported penthouse purchase by Beanie Babies creator Ty Warner. For a stretch of 2007 and early 2008, the Spire looked like a real project on its way up, a marquee Calatrava tower rising over the Chicago River.

The cracks

The Spire's economics rested on a fragile sequence: Kelleher had committed the project's equity and was counting on presales and a future construction loan to fund the tower once it rose above the foundation. That financing was never locked in before the ground shifted under the entire industry. Ground had broken just as US and global credit markets began to tighten, leaving the project almost no buffer before the crisis that arrived in full force in 2008.

The collapse

The 2008 financial crisis froze the credit markets the Spire depended on. Anglo Irish Bank, the project's primary lender, came close to collapse itself amid Ireland's banking crisis, cutting off the Spire's main line of credit. Construction stopped for good not long after the foundation work finished. Calatrava placed a multi-million-dollar lien over unpaid fees, and other creditors sued Shelbourne over unpaid loans and lease payments. The excavated hole sat empty and fenced in one of downtown Chicago's most visible spots for years, becoming a well-known local symbol of the project's failure. Years of litigation and failed refinancing attempts followed, and on October 31, 2014, Kelleher missed a court-ordered payment deadline to creditor Related Midwest, which had acquired the project's debt. Control of the site passed to Related Midwest, which said it would not build the Spire.

The aftermath

Related Midwest held the vacant site for several years before unveiling its own, far less ambitious plans in 2018: two towers designed with the firm Skidmore, Owings and Merrill, initially proposed at roughly 1,100 and 850 feet, combining condominiums, rental apartments, and a boutique hotel, at an estimated cost of about $1 billion. The new plan was smaller and slower-moving than the Spire had been, but it finally gave the long-idle hole a path toward being filled.

The lessons

The Chicago Spire is a case of a project whose financing structure had no margin for a downturn. Kelleher secured the land, the equity, and a marquee architect, but the plan to fund construction above the foundation depended on credit markets and unit sales staying open long enough to bridge the gap. When the 2008 crisis hit, that bridge collapsed, and there was no fallback. A supertall tower is a multi-year undertaking that must survive whatever the credit cycle does in the middle of it, and a financing plan built only for good conditions is not a financing plan for a project of this size and duration.

Causal timeline

Failure Anatomy

  1. 2006

    Fordham proposes a supertall, Kelleher takes over

    Christopher Carley's Fordham Company proposed a residential tower for the site in 2005; after it could not secure financing, Irish developer Garrett Kelleher's Shelbourne Development Group acquired the project in 2006 and renamed it the Chicago Spire. [1]

  2. 2008

    Excavation and presales

    Construction began in June 2007 with a deep circular foundation excavation on caissons; a sales center opened and hundreds of units were reportedly sold, including a penthouse purchase by Beanie Babies creator Ty Warner. [2] [3]

    Bad timing
  3. 2008

    Financial crisis halts construction

    The 2008 financial crisis froze credit markets and brought lender Anglo Irish Bank to the edge of collapse; construction stopped, and Shelbourne faced liens and lawsuits from Calatrava and other creditors. [5]

    External shockDebt burden
  4. 2008-2014

    Years as "the hole"

    The excavated foundation sat empty and fenced in downtown Chicago for roughly a decade, becoming a well-known local symbol of the project's failure. [6]

  5. 2014-10-31

    Kelleher loses the site

    Garrett Kelleher missed a court-ordered payment deadline on October 31, 2014, and control of the site passed to creditor Related Midwest, which had acquired around $93 million of the project's debt and said it would not build the Spire. [7]

    Debt burden
  6. 2018

    Related Midwest unveils a smaller replacement

    In 2018 Related Midwest and architecture firm Skidmore, Owings and Merrill unveiled plans for two much smaller towers on the site, an estimated $1 billion project combining condos, apartments, and a hotel. [8]

Structured analysis

What Went Wrong

Root causes

The 2008 financial crisis froze financing. The global credit crunch that began in 2008 froze the construction financing markets just as the Spire needed to move beyond its foundation work, and the project's primary lender, Anglo Irish Bank, came close to collapse itself. [5]

Construction financing was never secured. Kelleher had committed the project's initial equity and counted on presales, but the syndicated construction loan needed to build the tower above grade was never locked in before credit markets seized. [4]

Contributing factors

Ground broken at the top of the cycle. Construction began in June 2007, just as US and global credit markets were beginning to tighten, leaving little buffer before the 2008 crisis arrived in full force. [2]

Heavy reliance on a single troubled lender. Anglo Irish Bank, the project's primary lender, was itself brought to the edge of collapse by Ireland's banking crisis, cutting off the Spire's main source of credit at the worst possible moment. [5]

Immediate trigger

Credit markets seize in 2008. The 2008 financial crisis froze the credit markets the Chicago Spire depended on for construction financing, halting work for good shortly after the foundation caissons were completed. [5]

Visible symptoms

Liens and lawsuits pile up. Calatrava placed a multi-million-dollar lien over unpaid architectural fees, and other creditors sued Shelbourne over unpaid construction loans and lease payments as the project stalled. [5]

An empty, fenced hole downtown. The excavated foundation sat visibly idle in the heart of Chicago for roughly a decade, a constant public reminder that the project had failed. [6]

Warning signs

No construction loan lined up before the crisis. The project had equity and presales but had not secured the syndicated construction financing needed to build above the foundation before credit markets turned in 2008. [4]

Affected groups

InvestorsCommunities

Evidence

Claims & sources

Every numbered marker in the analysis links to the claim it rests on, and each claim to its sources.

  1. [1]

    Christopher Carley's Fordham Company proposed a residential tower for the site in 2005; after it failed to secure financing, developer Garrett Kelleher's Shelbourne Development Group acquired the project in 2006, renamed it the Chicago Spire, and hired Santiago Calatrava to design a roughly 2,000-foot, 150-story tower that would have been the tallest building in the Western Hemisphere.

  2. [2]

    Construction began in June 2007 with a large circular foundation excavation on caissons drilled into bedrock; reported excavation depth varies by source, from roughly 66 feet (about 20 meters) to 78 feet.

  3. [3]

    A sales center opened and the project reported strong presale interest, including a widely reported penthouse purchase by Beanie Babies creator Ty Warner for about $40 million.

  4. [4]

    Although Kelleher had committed the project's initial equity, the Spire depended on future construction financing and unit sales to fund building above the foundation, and that financing was never secured once credit markets froze.

  5. [5]

    The 2008 financial crisis halted construction; primary lender Anglo Irish Bank came close to collapse amid Ireland's banking crisis, and Shelbourne faced liens and lawsuits, including one from Calatrava over unpaid architectural fees.

  6. [6]

    The excavated foundation sat empty and fenced in downtown Chicago for roughly a decade, becoming a well-known local symbol of the project's failure.

  7. [7]

    On October 31, 2014, Garrett Kelleher missed a court-ordered payment deadline of $22 million to creditor Related Midwest, which had acquired roughly $93 million of the project's debt; control of the site passed to Related Midwest, which stated it would not build the Spire.

Sources